Behavior science led technology for financial wellness
نویسندگان
چکیده
Financial wellness is regarded as a significant constituent of the overall well-being individuals. wellbeing defined having financial security and freedom choice, in present future. This has direct correlation to wellbeing: including productivity experienced at work, quality relationship, health hence life. also challenging everyone desires achieve state while pathways its achievement are not straightforward can be easily overwhelming many. In Indian context, recent reports point fact that emerges top stressor for majority people which heightened due pandemic. A lack thus major problem country. The prevalence concerns on fact, witnessed across globe. An approach ameliorating this through field behavioral finance uncovered many biases barriers impact how decisions taken. Examples include awareness needs or right products, self-control, confusion making choices being unable save/invest time. To address this, we holistic hyper-personalized combines technology science influence behavior. solution aims enhancing individuals using levers nudges. two aspects: (1) an engaging user interface front-end (2) customer insights/behavioral analytics intervention recommendation system back end suggests appropriate actionable steps user. helps users visualize their needs, set goals receive personalized nudges help them implementing plans they go various phases career/life stages. We our thoughts extended inclusion India.
منابع مشابه
Financial Incentives and Workplace Wellness-Program Participation.
Data from a large employer that offered financial incentives to encourage participation in its wellness program are analyzed in this paper. It examines how the characteristics of first-time, wellness-program participants changed with the enhancement of financial incentives for health-risk assessments (HRA) and biometric screenings. Those who completed an HRA or biometric screening in the two ...
متن کاملBoosting workplace wellness programs with financial incentives.
OBJECTIVES Using a large natural experiment among 39 employers, we examined the effect of adding financial incentives to workplace wellness programs. STUDY DESIGN The 39 study employers used the same national insurer to administer their wellness programs, allowing us to observe preventive and health-promoting behaviors before and after financial incentives were implemented. Fifteen treatment ...
متن کاملLED Technology Trends
We will describe trends in the LED market and the consequences on the technical roadmap of LEDproducts. This will prescribe the focal points and direction of the upcoming manufacturing technologies. Two main trends are reinforcing at the moment. The first is an ongoing miniaturisation; the second one is the increasing number of power applications coming up due to higher chip efficiencies. INTRO...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: CSI Transactions on ICT
سال: 2021
ISSN: ['2277-9086', '2277-9078']
DOI: https://doi.org/10.1007/s40012-021-00331-w